Compare payment apps
Side-by-side comparisons of what you actually receive from each payment, method by method, using each app’s published rates with GST on fees. Want a pair that isn’t here? Use the Monthly mix tool with any two apps.
- Razorpay vs Cashfree PaymentsOf the 11 methods both publish, on a ₹10,000 payment Razorpay leaves you more on 1, Cashfree Payments on 9 and 1 is the same.
- Razorpay vs PayUOn a ₹10,000 payment, both leave you the same amount on all 8 methods they both publish.
- Cashfree Payments vs PayUOf the 7 methods both publish, on a ₹10,000 payment Cashfree Payments leaves you more on 6 and PayU on 1.
- Razorpay vs PhonePeOf the 6 methods both publish, on a ₹10,000 payment PhonePe leaves you more on 6.
- PhonePe vs PaytmOn a ₹10,000 payment, both leave you the same amount on all 5 methods they both publish.
- Razorpay vs Zoho PaymentsOf the 11 methods both publish, on a ₹10,000 payment Zoho Payments leaves you more on 3 and 8 are the same.
- Razorpay vs InstamojoOf the 7 methods both publish, on a ₹10,000 payment Razorpay leaves you more on 7.
How these comparisons work
- Published rates only. Each page uses the rates each app publishes on its own website, checked against those official pages. If you’ve agreed a different rate, enter it in the rates tool and the calculators use yours.
- What you receive, not the headline rate. We work out what lands in your account from payments of ₹1,000, ₹10,000 and ₹1 lakh, after the app’s fee and the GST charged on that fee.
- Ranked only by what you receive. No app pays to be listed or to rank higher, and offers for new sign-ups don’t change the order. See how we make money (we don’t).
- Gaps are shown, not guessed. If an app doesn’t publish a rate for a payment method, the page says “Not published” instead of estimating it.
- Online payments. Comparisons use each app’s online rates. Rates for card machines and shop QR codes are on each app’s charges page.
Rates last checked 26 Oct 2026.
Compare your own way
- One payment, every appThe calculator lists what every app leaves you for the amount and payment method you choose.
- Your monthly mixCompare any two apps using how your customers actually pay in a month.
- One app in detailEvery app’s fees, GST and settlement times, with links to its official pricing pages.