PayU vs CCAvenue
What you actually receive from each payment, method by method, using each app’s published online rates with GST on fees. We order nothing by brand: the only measure is the amount that lands in your account.
Of the 7 methods both publish, on a ₹10,000 payment CCAvenue leaves you more on 1 and 6 are the same. Your mix of methods decides which costs less overall.
| Method | Customer pays | PayU gives you | CCAvenue gives you |
|---|---|---|---|
| UPI (bank account)PayU: Not publishedCCAvenue: 2% + 18% GST | ₹1,000 | Not published | ₹976.40 |
| ₹10,000 | Not published | ₹9,764.00 | |
| ₹1,00,000 | Not published | ₹97,640.00 | |
| UPI via RuPay credit cardPayU: Not publishedCCAvenue: 2.15% + 18% GST | ₹1,000 | Not published | ₹974.63 |
| ₹10,000 | Not published | ₹9,746.30 | |
| ₹1,00,000 | Not published | ₹97,463.00 | |
| Debit cardPayU: 2% + 18% GSTCCAvenue: 2% + 18% GST | ₹1,000 | ₹976.40 | ₹976.40 |
| ₹10,000 | ₹9,764.00 | ₹9,764.00 | |
| ₹1,00,000 | ₹97,640.00 | ₹97,640.00 | |
| RuPay debit cardPayU: Not publishedCCAvenue: Not offered | ₹1,000 | Not published | Not offered |
| ₹10,000 | Not published | Not offered | |
| ₹1,00,000 | Not published | Not offered | |
| Credit cardPayU: 2% + 18% GSTCCAvenue: 2% + 18% GST | ₹1,000 | ₹976.40 | ₹976.40 |
| ₹10,000 | ₹9,764.00 | ₹9,764.00 | |
| ₹1,00,000 | ₹97,640.00 | ₹97,640.00 | |
| Corporate credit cardPayU: Not publishedCCAvenue: 3% + 18% GST | ₹1,000 | Not published | ₹964.60 |
| ₹10,000 | Not published | ₹9,646.00 | |
| ₹1,00,000 | Not published | ₹96,460.00 | |
| AmexPayU: 3% + 18% GSTCCAvenue: 3% + 18% GST | ₹1,000 | ₹964.60 | ₹964.60 |
| ₹10,000 | ₹9,646.00 | ₹9,646.00 | |
| ₹1,00,000 | ₹96,460.00 | ₹96,460.00 | |
| Net bankingPayU: 2% + 18% GSTCCAvenue: 2% + 18% GST | ₹1,000 | ₹976.40 | ₹976.40 |
| ₹10,000 | ₹9,764.00 | ₹9,764.00 | |
| ₹1,00,000 | ₹97,640.00 | ₹97,640.00 | |
| WalletsPayU: 2% + 18% GSTCCAvenue: 2% + 18% GST | ₹1,000 | ₹976.40 | ₹976.40 |
| ₹10,000 | ₹9,764.00 | ₹9,764.00 | |
| ₹1,00,000 | ₹97,640.00 | ₹97,640.00 | |
| Pay laterPayU: 2% + 18% GSTCCAvenue: Not offered | ₹1,000 | ₹976.40 | Not offered |
| ₹10,000 | ₹9,764.00 | Not offered | |
| ₹1,00,000 | ₹97,640.00 | Not offered | |
| EMIPayU: 3% + 18% GSTCCAvenue: 2% + 18% GST | ₹1,000 | ₹964.60 | ₹976.40More for you |
| ₹10,000 | ₹9,646.00 | ₹9,764.00More for you | |
| ₹1,00,000 | ₹96,460.00 | ₹97,640.00More for you | |
| InternationalPayU: 3% + 18% GSTCCAvenue: 3% + 18% GST | ₹1,000 | ₹964.60 | ₹964.60 |
| ₹10,000 | ₹9,646.00 | ₹9,646.00 | |
| ₹1,00,000 | ₹96,460.00 | ₹96,460.00 |
Compare with your monthly mix
Published rates, last checked 26 Oct 2026. Offers for new sign-ups aren’t included.
Fees include GST on the fee only. Figures are estimates from each app’s published pricing; your contract or dashboard has the final word. Clarifee isn’t affiliated with or paid by either company.
PayU vs CCAvenue: questions people ask
Which is cheaper, PayU or CCAvenue?
- Of the 7 methods both publish, on a ₹10,000 payment CCAvenue leaves you more on 1 and 6 are the same. The method where CCAvenue leaves you more: EMI. Which costs less overall depends on how your customers pay, so compare the methods you use most. All amounts use each app’s published rates and include GST on the fee.
Is PayU or CCAvenue cheaper for credit card payments?
- On a ₹10,000 credit card payment, PayU leaves you ₹9,764.00 and CCAvenue leaves you ₹9,764.00. Both leave you the same. PayU’s fee: 2% + 18% GST. CCAvenue’s fee: 2% + 18% GST.
Is PayU or CCAvenue cheaper for debit card payments?
- On a ₹10,000 debit card payment, PayU leaves you ₹9,764.00 and CCAvenue leaves you ₹9,764.00. Both leave you the same. PayU’s fee: 2% + 18% GST. CCAvenue’s fee: 2% + 18% GST.
Related
Official sources
Get notified when fees change
One short email when a payment app or the government changes what you pay. No spam, no ads.