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Best payment gateway for WooCommerce in India

5 payment gateways work with WooCommerce in India, according to the WordPress.org plugin directory (official plugins published under each gateway’s own name): Cashfree Payments, PhonePe, Razorpay, Instamojo and PayU. At published rates, Cashfree Payments leaves you the most from a ₹10,000 payment on every method compared (UPI, credit cards, debit cards and net banking): ₹9,769.90.

WooCommerce list checked 26 Oct 2026. Ranked only by what you receive, at published rates.

What each WooCommerce payment gateway leaves you from ₹10,000

Payment gateways on the WordPress.org plugin directory (official plugins published under each gateway’s own name), and what each leaves you from a ₹10,000 payment by method
Payment gatewayUPICredit cardsDebit cardsNet banking
Cashfree Payments₹9,769.901.95% + 18% GSTLeaves you the most₹9,769.901.95% + 18% GSTLeaves you the most₹9,769.901.95% + 18% GSTLeaves you the most₹9,769.901.95% + 18% GSTLeaves you the most
PhonePe₹9,765.18from 1.99% + 18% GST₹9,765.18from 1.99% + 18% GST₹9,765.18from 1.99% + 18% GST₹9,765.18from 1.99% + 18% GST
Razorpay₹9,764.002% + 18% GST₹9,764.002% + 18% GST₹9,764.002% + 18% GST₹9,764.002% + 18% GST
Instamojo₹9,760.462% + ₹3 + 18% GST₹9,760.462% + ₹3 + 18% GST₹9,760.462% + ₹3 + 18% GST₹9,760.462% + ₹3 + 18% GST
PayUNot published₹9,764.002% + 18% GST₹9,764.002% + 18% GST₹9,764.002% + 18% GST

Published rates with GST on the fee, before any sign-up offer. Some are “from” rates, and your negotiated rate can differ. Each gateway’s page shows every rate and its official source.

A Paytm plugin is also listed on WordPress.org by a Paytm developer account. Gateways without a plugin on WordPress.org may offer one through their own developer docs.

Not on the WordPress.org plugin directory (official plugins published under each gateway’s own name): Paytm, Zoho Payments, CCAvenue, Airpay, Easebuzz, BillDesk and Pine Labs Plural. Some offer their own integration, so ask the gateway.

WooCommerce payment gateways: questions people ask

What is the best payment gateway for WooCommerce in India?

It depends on how your customers pay. At published rates, Cashfree Payments leaves you the most from a ₹10,000 payment on every method compared (UPI, credit cards, debit cards and net banking): ₹9,769.90. This uses published rates before sign-up offers, and ranks only by what you receive. Your negotiated rate can differ.

Which payment gateways work with WooCommerce in India?

According to the WordPress.org plugin directory (official plugins published under each gateway’s own name): Cashfree Payments, PhonePe, Razorpay, Instamojo and PayU. A Paytm plugin is also listed on WordPress.org by a Paytm developer account. Gateways without a plugin on WordPress.org may offer one through their own developer docs. Checked on 26 Oct 2026.

What are WooCommerce payment gateway charges in India?

The fee is charged by the payment gateway you connect. For UPI, published fees run from 1.95% + 18% GST (Cashfree Payments) to 2% + ₹3 + 18% GST (Instamojo); for credit cards, published fees run from 1.95% + 18% GST (Cashfree Payments) to 2% + ₹3 + 18% GST (Instamojo). GST is added to each fee, never to your payment.

Can I use other payment gateways with WooCommerce?

Paytm, Zoho Payments, CCAvenue, Airpay, Easebuzz, BillDesk and Pine Labs Plural aren’t on the WordPress.org plugin directory (official plugins published under each gateway’s own name), as checked on 26 Oct 2026. Some gateways offer their own integration outside that list, so ask the gateway directly.

Official source

The list of gateways comes from WooCommerce’s own page, checked on 26 Oct 2026. Fees come from each gateway’s own pricing page.

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