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Cashfree Payments charges

Cashfree Payments’ published fees for UPI, cards, net banking, wallets and EMI, with GST, what you receive on a ₹10,000 payment and when the money arrives. 4 rates aren’t published, so we show “Not published” rather than guess.

Last checked 26 Oct 2026 against official pages

Cashfree Payments fees by payment method
Payment methodFeeYou receive on ₹10,000ArrivesStatus
UPI (bank account)1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Unverified
UPI via RuPay credit card2.15% + 18% GSTAn offer may apply to new sign-ups₹9,746.30In 1–2 working days (T+1 to T+2)Unverified
Debit card1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Verified
RuPay debit card1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Unverified
Credit card1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Verified
Prepaid cards1.95% + 18% GST₹9,769.90In 1–2 working days (T+1 to T+2)Verified
Corporate credit cardNot publishedNot publishedIn 1–2 working days (T+1 to T+2)Not published
AmexNot publishedNot publishedIn 1–2 working days (T+1 to T+2)Not published
DinersNot publishedNot publishedIn 1–2 working days (T+1 to T+2)Not published
Net banking1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Verified
Wallet1.95% + 18% GSTAn offer may apply to new sign-ups₹9,769.90In 1–2 working days (T+1 to T+2)Verified
Pay later2.2% + 18% GST₹9,740.40In 1–2 working days (T+1 to T+2)Verified
Credit card EMI2.2% + 18% GST₹9,740.40In 1–2 working days (T+1 to T+2)Unverified
Debit card EMI1.5% + 18% GST₹9,823.00In 1–2 working days (T+1 to T+2)Verified
Cardless EMI1.9% + 18% GST₹9,775.80In 1–2 working days (T+1 to T+2)Unverified
International card2.99% + 18% GST₹9,647.18In 1–2 working days (T+1 to T+2)Verified
International Amex2.95% + 18% GST₹9,651.90In 1–2 working days (T+1 to T+2)Verified
Virtual account (IMPS/NEFT/RTGS)from ₹20 + 18% GST₹9,976.40In 1–2 working days (T+1 to T+2)Unverified
Auto Collect (introductory)from 0.3% (cap ₹8) + 18% GST₹9,990.56In 1–2 working days (T+1 to T+2)Unverified
Global CollectionsNot publishedNot publishedNot publishedNot published

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₹9,769.90, after ₹230.10 in fees

Fees include GST on the fee only, never on your payment. Figures are estimates from published pricing; your contract or dashboard has the final word. Clarifee isn’t affiliated with or paid by Cashfree Payments.

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