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UPI stays free: P2P, small merchants, payments up to ₹2,000

Ministry of FinancePostponed

By Clarifee teamAnnounced Last checked

Person-to-person UPI stays free. Merchant payments up to ₹2,000, and small merchants receiving up to ₹1 lakh a month by UPI QR, stay at zero MDR. AutoPay mandates carry no prescribed MDR, and merchants may not pass MDR on to customers.

What it means for you

Small and low-ticket businesses keep free UPI; no business may add a UPI surcharge at checkout.

Official sources

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