UPI fraud and wrong-credit disputes: 15 days to respond
NPCIIn effectApplies from 1 Aug 2026
By Clarifee teamAnnounced Last checked
The time to respond to fraud and wrong-credit UPI chargebacks was cut from 35 to 15 calendar days. Chargebacks left unanswered are treated as accepted.
What it means for you
Reply quickly to your bank or gateway on UPI disputes, or the payment may be reversed automatically.
Official sources
Related
- NPCI FAQ: UPI fee to start after Diwali, date to be notifiedNPCI · 15 Oct 2026
- New process for disputes over wrong UPI merchant categoriesNPCI · 14 Oct 2026
- PhonePe in-store UPI fees will start when NPCI sets the datePhonePe · 14 Oct 2026
- UPI merchant fee above ₹2,000 postponed until after DiwaliNPCI · 13 Oct 2026
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