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UPI limit raised to ₹5 lakh per payment in some categories

NPCIIn effectApplies from 15 Sept 2025

By Clarifee teamAnnounced Last checked

For verified merchants in categories such as capital markets, insurance, government e-marketplace, travel, credit card bills and collections, the UPI limit rose to ₹5 lakh a payment, with daily caps up to ₹10 lakh. Jewellery is ₹2 lakh a payment. Person-to-person limits are unchanged.

What it means for you

Eligible verified merchants can collect larger single payments by UPI.

Official sources

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