Banks can raise more UPI chargebacks; merchants have 15 days
NPCIIn effectApplies from 15 Jul 2025
By Clarifee teamAnnounced Last checked
A customer’s bank can now raise a ‘good faith’ chargeback even after the usual repeat-chargeback limit. Funds move at once, and the merchant’s bank has 15 calendar days to accept or contest it.
What it means for you
Repeat customer disputes can reverse funds quickly, so keep proof of delivery ready.
Official sources
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