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Monthly mix

What a month of payments costs, and how two apps compare on the same mix.

Compare two apps

vs
₹

About ₹5,000 each

How your customers pay

100%

  • UPI (bank account)
    %
  • Debit card
    %
  • Credit card
    %
  • Net banking
    %
  • Wallets
    %
Can you claim the GST back (ITC)?
₹

The option used for each method. Change it if your plan differs.

UPI (bank account)
Debit card
Credit card
Net banking
Wallets

Razorpay costs about ₹7,080 more per year than Cashfree Payments, mainly because of UPI (bank account) payments (₹4,248 a year).

Razorpay

₹23,600 /month

₹2,83,200 a year · 2.36% of what you collect

Cashfree Payments

₹23,010 /month

₹2,76,120 a year · 2.30% of what you collect

Cheaper for this mix

Monthly cost by method
Per monthRazorpayCashfree Payments
UPI (bank account) (60%)₹14,160₹13,806
Debit card (10%)₹2,360₹2,301
Credit card (15%)₹3,540₹3,452
Net banking (10%)₹2,360₹2,301
Wallets (5%)₹1,180₹1,151
Fixed fees₹0₹0
Total, after GST credit₹23,600₹23,010
GST on fees, before any credit₹3,600₹3,510
Lands in your account₹9,76,400₹9,76,990

Assumes every payment is the average size (200 payments of about ₹5,000).

  • An offer may apply if you qualify. Standard pricing is shown.
  • Gateway platform/technology fee on UPI (unclear).
  • UPI MDR on merchant payments above ₹2,000 (deferred, no new start date yet).
  • GST credit (ITC) assumed to be 0%. Set your share if you can claim GST on fees.
  • An offer (until 31 Mar 2027) may apply if you qualify. Standard pricing is shown.
  • Unverified rate. The published information is unclear or incomplete, so confirm it with the provider.