Google Pay for Business charges
Google Pay for Business charges 0% on UPI from a bank account. On a ₹10,000 UPI payment you receive ₹10,000.00, in 1 working day (T+1). 1 rate isn’t published, so we show “Not published” rather than guess.
Last checked 26 Oct 2026 against official pages
| Payment method | Fee | You receive on ₹10,000 | Arrives | Status |
|---|---|---|---|---|
| UPI (QR code, phone number or SoundPod) | 0% | ₹10,000.00 | In 1 working day (T+1) | Verified |
| RuPay credit card, credit line or wallet on UPI — small or unclassified merchant (turnover under ₹20 lakh) | up to ₹2,000: 0% · above ₹2,000: 1.99% + 18% GST | ₹9,765.18 | In 1 working day (T+1) | Unverified |
| RuPay credit card, credit line or wallet on UPI — large merchant (turnover over ₹20 lakh) | Not published | Not published | In 1 working day (T+1) | Not published |
Google Pay for Business charges calculator
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₹10,000.00, after ₹0.00 in fees
Status: Verified means the rate matches the provider’s official page. Unverified means we found it but couldn’t fully confirm it on an official page, so check it with the provider. Not published means the provider doesn’t publish it. Fees include GST on the fee only, never on your payment. Figures are estimates from published pricing; your contract or dashboard has the final word. Clarifee isn’t affiliated with or paid by Google Pay for Business.
Google Pay for Business charges: questions people ask
How much does Google Pay for Business charge per transaction?
- Google Pay for Business’ published rates: UPI from a bank account, 0%. On a ₹10,000 UPI payment you receive ₹10,000.00. Last checked 26 Oct 2026 against Google Pay for Business’ official pages.
How much does Google Pay for Business charge for UPI payments?
- Google Pay for Business’ fee on UPI payments from a bank account: 0%. You receive ₹10,000.00 from a ₹10,000 payment.
How much does Google Pay for Business charge for RuPay credit cards on UPI?
- Google Pay for Business’ fee on RuPay credit card payments on UPI: up to ₹2,000: 0% · above ₹2,000: 1.99% + 18% GST. You receive ₹9,765.18 from a ₹10,000 payment. This is the published rate for “RuPay credit card, credit line or wallet on UPI — small or unclassified merchant (turnover under ₹20 lakh)”.
Does Google Pay for Business charge GST on its fees?
- Yes. GST at 18% is added to Google Pay for Business’ fee, never to your payment itself. If your business is registered for GST, you may be able to claim this GST back as input tax credit.
How long does Google Pay for Business take to settle payments?
- In 1 working day (T+1) for UPI from a bank account. Faster settlement: No Google fee at present (“As a promotion, no Google fees are charged for this service”). These are working days, so weekends and bank holidays add time.
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Official sources
Check any rate yourself: each link opens the official page the rate comes from, and words in quotes show what to look for there. Last checked 26 Oct 2026.
- Google Pay for Business Help — Accept payments with RuPay credit cards, credit lines and wallets (fees and the ₹2,000 rule)
- Google Pay for Business — Terms of Service (India), last updated 12 Oct 2026
- Google Pay for Business Help — Settle your payments (“As a promotion, no Google fees are charged”)
- Google Pay for Business Help — Settlement timing (“Your money will arrive by 7 a.m. the next day”)
- Google Pay for Business Help — SoundPod by GPay service plans
- Google Pay for Business Help — Paid payments on Google Pay for Business (“may incur a nominal charge of 1.99%”)
- Google Pay for Business Help — FAQs about RuPay credit cards (“Google Pay applies 18% GST on the MDR amount”)
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