BharatPe charges
BharatPe charges 0% on UPI from a bank account; from 0.4% + 18% GST on debit cards on a card machine; from 1.25% + 18% GST on credit cards on a card machine. On a ₹10,000 UPI payment you receive ₹10,000.00, in 1–2 working days (T+1 to T+2). Rates marked Unverified in the table couldn’t be fully confirmed on an official page, so check them with BharatPe. 1 rate isn’t published, so we show “Not published” rather than guess.
Last checked 26 Oct 2026 against official pages
| Payment method | Fee | You receive on ₹10,000 | Arrives | Status |
|---|---|---|---|---|
| UPI QR (bank account) | 0% | ₹10,000.00 | In 1–2 working days (T+1 to T+2) | Verified |
| RuPay credit card or credit line on UPI | Not published | Not published | In 1–2 working days (T+1 to T+2) | Not published |
| Card machine (BharatPe Swipe) — debit card | from 0.4% + 18% GST | ₹9,952.80 | Not published | Unverified |
| Card machine (BharatPe Swipe) — credit card | from 1.25% + 18% GST | ₹9,852.50 | Not published | Unverified |
| Card machine (BharatPe Swipe) — RuPay debit card | 0% | ₹10,000.00 | Not published | Unverified |
BharatPe charges calculator
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₹10,000.00, after ₹0.00 in fees
Status: Verified means the rate matches the provider’s official page. Unverified means we found it but couldn’t fully confirm it on an official page, so check it with the provider. Not published means the provider doesn’t publish it. Fees include GST on the fee only, never on your payment. Figures are estimates from published pricing; your contract or dashboard has the final word. Clarifee isn’t affiliated with or paid by BharatPe.
BharatPe charges: questions people ask
How much does BharatPe charge per transaction?
- BharatPe’s published rates: UPI from a bank account, 0%; debit cards on a card machine, from 0.4% + 18% GST; credit cards on a card machine, from 1.25% + 18% GST. On a ₹10,000 UPI payment you receive ₹10,000.00. Last checked 26 Oct 2026 against BharatPe’s official pages.
How much does BharatPe charge for UPI payments?
- BharatPe’s fee on UPI payments from a bank account: 0%. You receive ₹10,000.00 from a ₹10,000 payment.
Does BharatPe charge GST on its fees?
- Yes. GST at 18% is added to BharatPe’s fee, never to your payment itself. If your business is registered for GST, you may be able to claim this GST back as input tax credit.
How long does BharatPe take to settle payments?
- In 1–2 working days (T+1 to T+2) for UPI from a bank account. Faster settlement is offered, but its price isn’t published. These are working days, so weekends and bank holidays add time.
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Official sources
Check any rate yourself: each link opens the official page the rate comes from, and words in quotes show what to look for there. Last checked 26 Oct 2026.
- BharatPe — Merchant terms and conditions, Annexure A “BharatPe Fees (exclusive of Taxes)” (no date shown)
- BharatPe — QR code page (“Get auto-settlement in your bank the next day or settle payments instantly”)
- BharatPe Swipe — card machine page, undated (“starting from as low as 0.40% for Debit Cards, and 1.25% for Credit Cards”)
- BharatPe Swipe — current product page (no rates shown)
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